Privacy Policy
Last updated: 20 February 2026
This Privacy Policy explains how Smart Gravity LTD collects, uses, and protects your personal information when you visit or interact with our debt consolidation websites, tools, and related services (collectively referred to as the 'Sites').
By accessing or using our Sites, you consent to the data practices described in this Policy. If you do not agree with the terms, please discontinue your use of the Sites immediately.
We may update this Policy periodically. Any changes will be posted on this page along with the updated date. We encourage you to review this Policy regularly to stay informed about how we protect your privacy.
This Policy explains:
- What information we collect
- How we use your information
- How we share and protect your data
- Your data rights and choices
1. Information We Collect
We collect different types of information to provide, operate, and improve our debt consolidation services.
- Personal Information: such as your name, email address, phone number, mailing address, or other information you voluntarily provide when submitting forms or contacting us.
- Financial and Credit-Related Information: such as estimated debt amounts, income range, credit score range, loan preferences, or other financial details you choose to submit through the Sites.
- Technical Information: including IP address, browser type, operating system, referral URLs, pages viewed, and usage data collected through analytics tools.
- Cookies and Similar Technologies: small data files used to enhance site functionality, analyze performance, and personalize content.
2. How We Use Your Information
We use the collected information for the following purposes:
- To operate, maintain, and improve our Sites and services.
- To match you with relevant debt consolidation options or third-party providers.
- To communicate with you regarding your inquiry, including phone calls, emails, or messages where permitted by law.
- To provide customer support and respond to your requests.
- To personalize your experience and deliver relevant content or offers.
- To comply with legal obligations and prevent fraud or misuse.
3. How We Share Information
We do not sell personal information for monetary compensation. However, we may share your information in the following circumstances:
- Debt Consolidation and Financial Partners: with lenders, loan servicers, or financial service providers to evaluate your eligibility and respond to your request.
- Service Providers: with trusted vendors that support hosting, analytics, communications, customer support, or technical operations.
- Business Transfers: in the event of a merger, acquisition, restructuring, or sale of assets, personal data may be transferred as part of the transaction.
- Legal Compliance: when required by law, regulation, legal process, or to protect our rights, users, or property.
4. Data Retention and Security
We retain personal information only for as long as necessary to fulfill the purposes described in this Policy, unless a longer retention period is required or permitted by law.
We apply reasonable administrative, technical, and organizational safeguards to protect your personal data. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
5. Your Rights and Choices
Depending on your jurisdiction, you may have the following data protection rights:
- Access: to request a copy of the personal data we hold about you.
- Correction: to request correction of inaccurate or incomplete data.
- Deletion: to request deletion of your personal information, subject to legal limitations.
- Restriction: to limit certain processing activities.
- Data Portability: to receive your data in a structured, commonly used format.
- Opt-Out: to withdraw consent or opt out of marketing communications at any time.
6. Third-Party Links
The Sites may contain links to third-party websites or services. We are not responsible for the privacy practices or content of such third parties. We encourage you to review their privacy policies before providing any personal information.
